Cookie Policy
Last updated: March 2025
We're upfront about how we collect and use data when you visit calorivenq.com. This policy explains what tracking technologies we use, why we need them, and how you can adjust your preferences.
Cookies and similar technologies help us understand how visitors interact with our financial education content. They let us remember your preferences, analyse which resources are most helpful, and improve the overall experience on our site.
What Are Cookies
Cookies are small text files that websites place on your device. They store bits of information that help the site recognise you when you return. Most modern websites rely on them to function properly and provide a smoother browsing experience.
When you visit calorivenq.com, your browser may accept cookies automatically. These files don't contain personal details like your name or address. Instead, they typically hold identifiers that help us distinguish one visitor from another and remember certain choices you've made.
Some cookies disappear when you close your browser, while others stick around for longer periods. The duration depends on what the cookie is designed to do and how it's been configured.
Types of Cookies We Use
Essential Cookies
These are necessary for the website to work correctly. Without them, basic features like navigating between pages or accessing secure areas won't function. They're active from the moment you arrive and stay only as long as your session.
Remember your login state, maintain security during your visit, and ensure forms submit correctly. If you're accessing course materials or downloading resources, these cookies keep everything running smoothly.
Functional Cookies
These enhance your experience by remembering your choices. They recognise you when you return and recall preferences like language settings or display options you've selected.
Store your preferred font size, remember which learning modules you've completed, and keep track of resources you've bookmarked. They make repeat visits more convenient by eliminating repetitive setup steps.
Analytical Cookies
We use these to understand how people interact with our content. They collect anonymous data about page views, time spent on different sections, and which educational resources get the most attention.
Track which financial analysis techniques are most popular, identify confusing navigation patterns, and help us spot technical issues. This information guides our decisions about which topics to expand and which areas need clearer explanations.
Marketing Cookies
These track your journey across different pages and help us understand which content interests you most. They're used to show relevant information about upcoming programs or resources that match your apparent interests.
Remember which course descriptions you've read, track whether you've downloaded specific guides, and help us avoid showing you information about programs that don't align with your browsing patterns.
How Cookies Improve Your Experience
Here's what happens behind the scenes when cookies are working properly on calorivenq.com:
- When you revisit after reading about cash flow modelling techniques, the site remembers where you left off and can suggest related topics like ratio analysis or forecasting methods.
- If you've adjusted text size or contrast settings for easier reading, those preferences stay consistent across all pages during future visits.
- We can identify which educational pathways are most effective by tracking (anonymously) how students progress through different learning modules.
- Technical issues get spotted faster when we notice unusual patterns, like pages that load slowly or forms that aren't submitting correctly.
- Resource recommendations become more relevant because we understand which topics resonate with different audience segments.
- Session security remains intact as you navigate between public content and any password-protected areas.
Data Retention Periods
Session cookies vanish the moment you close your browser. They're temporary helpers that only exist during your current visit.
Persistent cookies stick around longer—sometimes for months or even years. The exact duration depends on their purpose. Preference cookies might last a year so your settings remain intact between visits. Analytical cookies typically expire after two years, giving us enough time to spot long-term trends without holding data indefinitely.
You can clear these at any time through your browser settings. Doing so resets everything to default, which means you'll need to reconfigure preferences on your next visit.
Managing Your Cookie Preferences
You're in control of which cookies you accept. Most browsers let you block or delete cookies through their settings menu. Keep in mind that refusing certain types might affect how well the site works.
If you block essential cookies, you won't be able to access course materials or submit contact forms. Blocking functional cookies means losing personalisation features. Disabling analytical cookies doesn't affect your experience, but it does limit our ability to improve the site based on usage patterns.
Browser-Specific Instructions
Each browser handles cookies differently. Here's where to find the controls in common browsers:
Chrome
Navigate to Settings, then Privacy and Security, followed by Cookies and Other Site Data. You'll find options to block third-party cookies or clear existing ones.
Firefox
Open Settings, select Privacy and Security from the sidebar, then scroll to the Cookies and Site Data section. Firefox offers enhanced tracking protection with customisable levels.
Safari
Go to Preferences, click Privacy, and you'll see options to manage cookies and website data. Safari blocks most third-party cookies by default.
Edge
Access Settings, choose Privacy, Search, and Services, then find the Cookies and Site Permissions section. Edge provides similar controls to Chrome with additional tracking prevention features.
Third-Party Cookies
Some cookies on calorivenq.com come from external services we've integrated to enhance functionality. For example, if we embed educational videos or use analytics platforms, those providers might set their own cookies.
We're selective about third-party services and only work with providers who maintain strong privacy practices. However, we don't control their cookies directly. Each provider has its own privacy policy that explains how they collect and use data.
Most browser settings let you block third-party cookies specifically while still allowing first-party cookies from calorivenq.com. This gives you a middle ground between full functionality and maximum privacy.
Updates to This Policy
We review this policy periodically and update it when we change how we use cookies or when regulations require adjustments. Significant changes will be reflected in the "last updated" date at the top of this page.
If we introduce new types of cookies or alter our data practices substantially, we'll update this document and, where appropriate, notify regular visitors through the site.
Continuing to use calorivenq.com after policy updates indicates your acceptance of those changes. We encourage you to check back occasionally, especially if you have specific privacy concerns.
Questions About Our Cookie Usage
If something in this policy isn't clear, or if you'd like more details about how we handle cookies and tracking technologies, we're happy to explain further.